Apex Trader Funding

The trailing threshold counts profits you never banked

Apex’s trail ratchets on peak equity including open, unrealized positions, the strictest of the four max-loss modes we simulate. Worked example at this account’s numbers: a trade floats to +$1,900, so your peak is $51,900 and the threshold rises to $49,400; the trade fades and you exit at +$100. You lost nothing on the trade, but your cushion shrank from $2,500 to $700 ($50,100 in equity against a $49,400 threshold), permanently, because the threshold never retreats. Touching $49,400 on a later float ends the account. The threshold stops rising at $50,100 (once peak equity reaches $52,600), after which a dip to $50,150 survives and $50,050 does not: the $100 lock offset is encoded exactly. Same headline "trailing $2,500" as an end-of-day trail, radically different geometry: in our reference orderings the intraday-unrealized mode is strictly the harshest at equal size.

What is not in the rulebook matters too

There is no daily loss limit and no consistency requirement in the evaluation, and the dataset encodes a one-trading-day practical minimum. That absence is measurable: the same developing profile that passes 29.2% at the strictest consistency-rule evaluation in this dataset passes 45.6% here, and 100% of its simulated failures come from the trailing threshold because nothing else can fail you. The subscription model prices persistence: $167 per month (approximated in simulation as one charge per 21 trading days) with $80 resets, producing expected evaluation costs of $280 for the developing profile, $197 consistent, $175 proven-edge.

The funded stage is the actual filter

The Performance Account keeps the same trailing mechanics (locked at $50,100) and adds the gates the engine simulates directly: each payout window requires at least five winning days of $100 or more, the best day must stay within 30% of the window’s profit, and withdrawals can never take the balance below the $50,100 threshold. Under our maximum-withdrawal policy (flagged in every result), those gates plus the locked floor produce a stark pattern: around 98% of funded accounts breach within the 90-trading-day horizon at every profile. The strong ones collect first, the weak ones do not. Payout probability: 26.5% developing, 71.2% consistent, 97.1% proven-edge; median first payout among collectors arrives roughly 20 to 30 funded trading days in, reflecting the encoded 14-day first-cycle minimum plus the winning-day accumulation.

Flags you should price before trusting any EV

Two encoded omissions cut in opposite directions. The monthly Performance Account data fee (around $85 per month on Rithmic, or one-time lifetime options) is not modeled: real funded costs are higher than simulated. The published policy of keeping 100% of the first $25,000 per account is also not modeled: real trader share early on is better than the simulated flat 90/10. The dataset further notes that Apex policy versions change frequently; this entry was last verified 2026-01-15, and the firm’s help center overrides anything here. All quoted numbers are seeded Monte Carlo output (seed 42, 10,000 paths), reproducible in the on-page simulator.

Copy Trading

Copy trading is permitted on all Apex Trader Funding accounts.

News Trading

News trading is allowed on all Apex Trader Funding accounts without restrictions. Traders can trade during news events and holidays.

Account Types

Apex Trader Funding offers 1-step evaluation challenges with different account sizes and plan types:

1-Step Evaluation (Full Accounts):

• Single evaluation phase
• Profit targets vary by account size
• Trailing drawdown limits
• Minimum 7 trading days

1-Step Evaluation (Static Drawdown):

• Single evaluation phase
• Fixed drawdown limits
• Lower contract size limits

Complete the challenge to receive your funded account.

Trading Hours

Apex Trader Funding allows trading 23 hours a day:

• Trading hours: 6 PM one day to 4:59 PM ET the next day
• This provides extended trading opportunities

Profit Targets

Apex Trader Funding offers 1-step challenges with profit targets based on account size:

Profit Targets (in dollar amounts):

• 25K accounts: $1,500 profit target
• 50K accounts: $3,000 profit target
• 75K accounts: $4,500 profit target
• 100K accounts: $6,000 profit target
• 150K accounts: $9,000 profit target
• 250K accounts: $15,000 profit target
• 300K accounts: $18,000 profit target

Profit targets are in dollar amounts, not percentages.

Expert Advisors

The use of Expert Advisors (EAs) is NOT permitted on Apex Trader Funding accounts. Only manual trading is allowed.

Consistency Rule

Apex Trader Funding enforces a 30% Consistency Rule:

• When requesting a payout, no single trading day should account for more than 30% of the total profit balance accumulated
• This rule applies during evaluation and on funded accounts
• Violating this rule may result in payout delays or account probation

Maximum Daily Loss

There is no daily loss limit on Apex Trader Funding accounts during evaluation. However, open losses cannot exceed 30% of the daily starting account balance (consistency rule).

Maximum Total Loss

The maximum total loss (drawdown) varies by account size and plan type:

Full Accounts (Trailing Drawdown):

• 25K accounts: $1,500 trailing drawdown
• 50K accounts: $2,500 trailing drawdown
• 100K accounts: $3,000 trailing drawdown
• 150K accounts: $4,500 trailing drawdown
• 250K accounts: $7,500 trailing drawdown
• 300K accounts: $9,000 trailing drawdown

Static Drawdown Accounts:

• Fixed drawdown limits (e.g., 100K static: $2,000 static drawdown)

Drawdown is measured from the account's highest point (trailing) or initial balance (static).

Inconsistent Sizing

Drastic inconsistencies in trade sizes are not allowed:

• Traders must maintain consistent trade sizing
• Opening significantly larger or smaller positions compared to other trades is prohibited

This rule ensures consistent trading behavior.

Contract Size Limits

Apex Trader Funding has maximum contract size limits that vary by account size:

1-Step Evaluation (Full Accounts):

• $25,000 Account: Up to 4 Contracts (40 Micros)
• $50,000 Account: Up to 10 Contracts (100 Micros)
• $75,000 Account: Up to 12 Contracts (120 Micros)
• $100,000 Account: Up to 14 Contracts (140 Micros)
• $150,000 Account: Up to 17 Contracts (170 Micros)
• $250,000 Account: Up to 27 Contracts (270 Micros)
• $300,000 Account: Up to 35 Contracts (350 Micros)

1-Step Evaluation (Static Drawdown):

• $100,000 Account: Up to 2 Contracts (20 Micros)

Contract Scaling Rules:

• Traders are limited to trading half of the available contracts until they meet the trailing threshold stop
• After meeting the threshold, full contract size becomes available

Minimum Trading Days

A minimum of 7 trading days is required to complete the challenge. During the first month, traders can also pass with just 1 trading day if a sale is active.

Risk-to-Reward Ratio

Apex Trader Funding requires a maximum 5:1 risk-to-reward ratio on all trades:

• This means your risk should not exceed 5 times your potential reward
• This rule helps ensure responsible risk management

All trades must comply with this ratio requirement.

Stop Loss Requirements

Stop losses are NOT required on Apex Trader Funding accounts. However, traders must set a trailing stop loss for risk management.

Weekend and Overnight Holding

Weekend holding is NOT permitted. Overnight holding is allowed and rules vary by plan type.

Fee Refund

Fee refund policies vary by plan type. Check your specific plan details for refund information. Account resets cost $80 for most account sizes.

Profit Split

Apex Trader Funding offers one of the most generous profit splits in the industry:

• 100% of the first $25,000 per account (you keep everything)
• 90% profit split after the first $25,000
• This means you keep all profits up to $25,000, then 90% of profits above that amount

Payout Frequency

Apex Trader Funding processes payouts twice per month during specific windows:

• First Window: 1st through 5th of each month
• Second Window: 15th through 19th of each month

Requirements for First Payout:

• Minimum of 8 calendar days of active trading in the funded account
• At least 5 days having a profit of $50 or more

Requirements for Subsequent Payouts:

• Must meet the 30% consistency rule
• Must stay within drawdown limits
• No rule violations

Payout Processing

Payouts are typically processed via ACH bank transfer in 2-4 business days after submission during the payout window. Processing is swift and reliable.