Explore instant funding prop firms that offer immediate access to trading capital without evaluations, along with profit splits and risk management details.
Skip the wait, start trading instantly. Instant-funding prop firms let you access trading capital without long evaluations. Here's what you need to know:
- FundedNext: Quick payouts (within 24 hours), 15 % profit split, no hidden fees.
- Funded Trading Plus: Flexible withdrawals, up to 90 % profit split, strict 3 % daily drawdown.
- FXIFY: Low entry fees ($69 +), up to 90 % profit split, 8 % trailing drawdown.
- Instant Funding IO: Accounts up to $80 000, profit splits up to 90 %, scalable to $1.28 M.
- FTUK: 80 % profit split, accounts up to $90 000, strict 5 % daily loss limit.
- Traders With Edge: Accounts up to $40 000, 50 % starting profit split, scalable to $3 M.
- FundYourFX: Tiered profit splits (26 %-100 %), accounts up to $2 M, fast setup.
- City Traders Imperium: Profit splits up to 100 %, fees start at $69, no daily drawdowns.
Quick Comparison
| Firm | Min Fee | Account Size Range | Profit Split | Max Drawdown | Daily Drawdown |
|---|---|---|---|---|---|
| FundedNext | $195 | $5 000-$25 000 | 15 % | N/A | N/A |
| Funded Trading Plus | $225 | $5 000-$100 000 | 80 %-90 % | 6 % | 3 % |
| FXIFY | $69 | $1 000-$50 000 | Up to 90 % | 8 % trailing | 4 % |
| Instant Funding IO | $44 | $625-$80 000 | 80 %-90 % | 6 % | 5 % |
| FTUK | $119 | $14 000-$90 000 | 80 % | 6 % | 5 % |
| Traders With Edge | $125 | $2 500-$40 000 | 50 %-Custom | 10 % | 5 % |
| FundYourFX | $200 | $2 500-$2 000 000 | 26 %-100 % | Varies | Varies |
| City Traders Imperium | $69 | $1 250-$80 000 | 70 %-100 % | Fixed | N/A |
Instant funding suits experienced traders who want to skip evaluations, but higher fees and stricter rules demand careful comparison of fees, profit splits, and risk limits.
Instant Funding Explained (2025) | Best Instant-Funding Prop-Firm Challenges
1. FundedNext (Instant Funding Plan)
FundedNext’s Stellar Instant program is designed for traders eager to start trading right away, skipping evaluation. It features quick funding setup, clear fees, and straightforward profit sharing.
"FundedNext's Stellar Instant model is built for traders who want freedom, flexibility, and real rewards without any evaluation or challenge phase." [2]
Funding Speed
Trading starts immediately. Performance rewards process within 5 hours and payouts within 24 hours, or FundedNext pays a $1 000 bonus [1] [2].
Minimum Deposit / Fee
One-time fee refunded on first withdrawal. Payouts incur up to 3 % processing fee [3] [4].
Profit Split
Traders keep 15 % of profits earned under the instant-funding plan [1].
2. Funded Trading Plus
Funded Trading Plus offers its Master Trader Program, giving traders instant capital with no evaluation. A Trustpilot rating of 4.7/5 (2 456 reviews) attests to its reputation [7].
Funding Speed
Traders choose withdrawals every 3, 5, or 7 days [6].
Minimum Deposit / Fee
| Account Size | One-Time Fee | Starting Profit Split | Max Drawdown | Daily Drawdown |
|---|---|---|---|---|
| $5 000 | $225 | 80 % (90 % after target) | 6 % | 3 % |
| $10 000 | $450 | 80 % | 6 % | 3 % |
| $25 000 | $1 125 | 80 % | 6 % | 3 % |
| $50 000 | $2 250 | 80 % | 6 % | 3 % |
| $100 000 | $4 500 | 80 % | 6 % | 3 % |
No firm-side withdrawal fees; bank or FX fees may apply. Minimum withdrawal $50 [7].
Profit Split
Starts 80/20. At 20 % simulated profit, split rises to 90 %; at 30 %, traders receive 100 % [8].
Maximum Drawdown
Uniform rules: 6 % max overall and 3 % daily drawdown.
"Funded Trading Plus provides A+ service … withdrawals processed within 24 hrs." – CL_Supreme [7]
3. FXIFY
Launched 2022 in London, FXIFY has paid $25 M to 180 000 + traders and carries a 4.3/5 Trustpilot rating [13]. Its Instant Funding Program lets traders skip evaluations.
Funding Speed
Capital is available immediately; evaluation traders can request payout after first live trade [10].
Minimum Deposit / Fees
| Account Size | Fee | Performance Split | Max Drawdown | Leverage |
|---|---|---|---|---|
| $1 000 | $69 | Up to 90 % | 8 % trailing | 50:1 |
| $2 500 | $119 | Up to 90 % | 8 % | 50:1 |
| $5 000 | $229 | Up to 90 % | 8 % | 50:1 |
| $10 000 | $449 | Up to 90 % | 8 % | 50:1 |
| $25 000 | $899 | Up to 90 % | 8 % | 50:1 |
| $50 000 | $1 749 | Up to 90 % | 8 % | 50:1 |
Profit Splits
Up to 90 % to the trader, one of the highest shares in the industry [12].
Maximum Drawdown
8 % trailing, 4 % daily limit [14].
Trading Rules & Restrictions
Algorithmic trading, martingale, grid, and news trading allowed; HFT/arbitrage banned. Profit per day capped 30-40 % of total [14].
4. Instant Funding IO
Since 2021, Instant Funding IO pioneered live trading from day one.
Funding Speed
Accounts trade live immediately after setup [15].
Minimum Deposit / Fees
| Account Size | Fee |
|---|---|
| $625 | $44 |
| $1 250 | $79 |
| $2 500 | $120 |
| $5 000 | $225 |
| $10 000 | $440 |
| $20 000 | $870 |
| $40 000 | $1 735 |
| $80 000 | $3 460 |
Profit Split
Starts 80 %; rises to 90 % at 10 % profit. Scaling doubles the account on each 10 % target up to $1.28 M [18].
Maximum Drawdown
Industry-standard risk rules; 4.5/5 Trustpilot rating.
5. FTUK
FTUK provides three account types, including instant funding.
Funding Speed
Credentials emailed instantly after purchase [20].
Minimum Deposit / Fees
Accounts $14 000-$90 000; fees $119-$1 499 [21].
Profit Split
80 % with scale to $6.4 M.
Maximum Drawdown
5 % daily, 6 % overall.
6. Traders With Edge
Founded 2022, offers instant live trading; 4.5/5 Trustpilot (168 reviews).
Funding Speed
Live access with no evaluation [11].
Minimum Deposit / Fees
Desk-fee model: Instant Standard $125-$2 000, Instant Aggressive $200-$3 200 [22].
Profit Split
Starts 50 %; customizable; scale up to $3 M (or manage $30 M over two years).
7. FundYourFX
Offers Instant Funding, 1-phase, and 2-phase options; start trading within seconds [19].
Funding Speed
Application, interview, then account details within 24 hours [25].
Profit Split
Tiered 26 %, 40 %, 60 %, 80 %; OFP Funding pays 100 % [17].
8. City Traders Imperium
Two programs: Instant Funding and Instant Funding Pro; payouts possible in 5 days [30].
Minimum Deposit / Fee
| Program | Fee | Starting Balance | Fully Funded |
|---|---|---|---|
| Instant Funding | $69 | $1 250 | $2 500 |
| $1 499 | $40 000 | $80 000 | |
| Instant Funding Pro | $299 | $5 000 | – |
| $4 799 | $80 000 | – |
Profit Split
70 %-100 %; fixed drawdown rather than trailing.
Advantages and Disadvantages Comparison
Evaluate fees, drawdown rules, and account sizes before choosing an instant-funding prop firm.
| Firm | Advantages | Disadvantages |
|---|---|---|
| FundedNext | Immediate funding; scaling incentives | Forex-only; 15 % split |
| Funded Trading Plus | Large accounts; 4.7/5 rating; crypto allowed | High fees; 3 % daily drawdown |
| FXIFY | Low entry cost; 4.3/5 rating; fast payouts | Max account $50 000 |
| City Traders Imperium | Up to 100 % split | High fees; max $80 000 |
Fee Structures: FXIFY starts at $69 for $1 000; CTI charges up to $4 799 for $80 000. FundedNext sits mid-range ($195-$780).
Risk Parameters: Drawdowns vary: Funded Trading Plus enforces 3 % daily; others allow 5 %.
Profit Splits: Industry range 70 %-80 %, with CTI offering up to 100 %.
Asset Availability: Funded Trading Plus supports crypto; FundedNext is forex-only.
Scaling Opportunities: FundedNext boosts balance 40 % after consistent performance.
Industry Success Rates: Average challenge pass rate ≈ 5 % [34].
Customer Support: Funded Trading Plus 4.7/5; FXIFY 4.3/5.
How LuxAlgo Helps Pass Prop-Firm Challenges
Prop-firm traders need discipline and precision. LuxAlgo provides TradingView toolkits and an AI Backtesting platform that automate analysis, deliver real-time alerts, and validate strategies before risking live capital.
Automated Pattern Detection for Better Trade Selection
The Pattern Detector shows BOS and CHoCH labels, Automatic Order Blocks mark liquidity zones, and the Fair Value Gap Scanner highlights imbalances – key for staying within tight drawdown limits.
Real-Time Alerts for Timely Execution
Custom alerts on TradingView notify traders of support/resistance breaks or pattern confirmations, enabling prompt action across multiple instruments.
AI-Powered Backtesting for Strategy Validation
LuxAlgo’s AI Backtesting Assistant tests thousands of strategy variations, revealing optimal position size and risk-reward profiles.
Strategy Optimization Tools
- Premium/Discount Zones – identify value areas.
- Liquidity Levels – map equal highs/lows.
- Fair Value Gap Scanner – refine retracement entries.
| Module | Function | Advantage |
|---|---|---|
| Market Structure Labels | Detect BOS/CHoCH | Instant trend shift |
| Order Blocks | Show bullish/bearish zones | Precise entries |
| Liquidity Levels | Plot stop clusters | Target exits |
| FVG Scanner | Flag imbalances | Better pullback trades |
| Premium/Discount | Relative value gauge | Avoid chasing price |
User Experience and Practical Implementation
Toolkits integrate directly into TradingView charts. The Signals & Overlays toolkit offers multiple signal modes, while the Oscillator Matrix detects divergences and trend confirmation.
"LuxAlgo has really stepped my trading up – there is a setup for any style of trading you prefer." – Kevin Ortega
Discipline and Risk Management
Automated signals and alerts reduce emotion, reinforcing rule-based trading needed to survive strict drawdown limits.
