Bitcoin-Powered Retirement Planner

Map your path to financial freedom by projecting how a growing BTC stack could cover your retirement spending.

A retirement calculator that factors in Bitcoin growth, inflation, and spending goals.

Traditional retirement calculators ignore Bitcoin’s asymmetric upside. Ours factors in BTC price appreciation, fiat spending goals, and steady contributions—so you can see if your plan keeps pace with inflation and lifestyle targets.

How It Works

Enter your current age, age of retirement, and expected age of death.

Enter your current BTC holdings (in USD) and how much Bitcoin you plan to purchase each year (in USD).

Set expected annual BTC growth rate.

Set expected annual expenses after retirement, capital gains tax rate on each BTC sale, and inflation rate.

Bitcoin Retirement Calculator

Estimate how your current Bitcoin holdings and regular contributions could grow over time to fund your retirement. Change the settings below to reflect your situation or check favorable scenarios.

Retirement Basics

Current age

Retirement age

2590

Life expectancy

50120

Bitcoin Held

Held Bitcoin value (USD)

Annual Bitcoin purchases (USD)

Bitcoin Growth

Expected Bitcoin growth (%)

1%100%

Expenses

Annual expenses (USD)

$0$1M

Long-term capital gains rate (%)

1%100%

Expected inflation rate (%)

1%100%

Can I retire?

Bitcoins at retirement

0.000 BTC

BTC price at retirement

Budget at retirement

Monthly

Yearly

Balance at retirement

Balance at death

Frequent questions

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