
Top One Futures
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60% off all challenges
About Top One Futures
Top One Futures is a futures-focused proprietary trading firm launched in 2025 (active since 2023) and registered in the United States, operating under CFTC guidelines, led by CEOs Matt and Clay. They were founded by former S&P pit traders. They offer traders the opportunity to trade futures contracts with company capital through their evaluation challenges. Top One Futures provides multiple account types including Instant Sim Funded (instant funding - no evaluation required), S2F Sim Pro (instant with 10 minimum trading days), and Elite Challenge (1-step evaluation), with account sizes ranging from $25,000 to $150,000 (scalable up to $2 million notional). They support futures trading platforms including ProjectX and Quantower. Top One Futures is known for excellent profit splits (100% of first $20,000, then 90%), flexible payout options (every 10 days or on-demand add-on), news trading allowed, copy trading allowed (between Top One Futures accounts only), no Expert Advisors, no weekend holding (all trades must be closed by end of day), minimum hold time (10 seconds), and inactivity rules (one trade every 14 days for Sim Funded). They maintain a Trust Pilot rating of 4.8 based on 2,000+ reviews.
Markets
Platforms
Payment Methods
Payout Methods
Rules
IP Rules
Top One Futures has IP rules:
- Multiple accounts from the same IP or identical trades across different owners may be flagged
- A static IP is recommended for VPS consistency
- IP rules help prevent account abuse
Time Limit
Top One Futures challenges have unlimited time to complete:
- No time pressure on completing challenges
- Traders can trade at their own pace
- This applies to all challenge types
Copy Trading
Copy trading is permitted on Top One Futures accounts with restrictions:
- Copy trading between Top One Futures accounts is allowed
- Copy trading from external sources is strictly prohibited
- Only copy trading between accounts with Top One Futures is permitted
- This provides flexibility for traders with multiple accounts
News Trading
News trading is allowed on all Top One Futures accounts:
- Trading during major news events is permitted
- No restrictions on news trading
- This applies to all account types
Account Types
Top One Futures offers multiple account types:
Instant Sim Funded (Instant Funding):
- No evaluation required - start trading immediately
- Steps: 0 (instant access)
- No minimum trading days
- Daily loss limits (varies by account size)
- EOD trailing drawdown
- Contract size limits
- News trading: Allowed
- Copy trading: Allowed (between Top One Futures accounts only)
- Expert Advisors: NOT allowed
- Weekend holding: NOT allowed
- Inactivity rule: One trade every 14 calendar days
S2F Sim Pro (Instant with Minimum Trading Days):
- No evaluation required - start trading immediately
- Steps: 0 (instant access)
- Minimum trading days: 10
- Daily loss limits (varies by account size)
- Intraday trailing drawdown
- Contract size limits
- News trading: Allowed
- Copy trading: Allowed
- Expert Advisors: NOT allowed
Elite Challenge (1-Step Evaluation):
- Single evaluation phase
- Profit targets in dollar amounts (varies by account size)
- No minimum trading days (or varies)
- Daily loss limits (varies by account size)
- EOD trailing drawdown
- Contract size limits
- News trading: Allowed
- Copy trading: Allowed
- Expert Advisors: NOT allowed
- Activation fee: $149
- Reset fees apply
Profit Targets
Profit targets vary by account type:
Instant Sim Funded:
- No profit target required (instant access)
S2F Sim Pro:
- No profit target required (instant access)
Elite Challenge:
- 25K accounts: $1,500 profit target
- 50K accounts: $3,000 profit target
- 100K accounts: $6,000 profit target
- 150K accounts: $9,000 profit target
Profit targets are in dollar amounts, not percentages.
Expert Advisors
The use of Expert Advisors (EAs) and automated trading systems is NOT permitted on Top One Futures accounts:
- EAs are not allowed
- Automated trading/bots are prohibited
- Manual, skill-based trading is required
- This applies to all account types
Inactivity Rule
Top One Futures has inactivity rules:
- Sim Funded traders: Must place at least one trade every 14 calendar days to keep account in good standing
- Elite Challenge: No inactivity timer on the evaluation phase
- Inactivity may result in account closure
Minimum Hold Time
Top One Futures has a minimum hold time rule:
- Minimum hold time: 10 seconds
- This is a gambling rule to prevent rapid in-and-out trades
- Positions must be held for at least 10 seconds
Maximum Daily Loss
The maximum daily loss limit varies by account size:
Instant Sim Funded:
- 25K accounts: $625 daily loss limit
- 50K accounts: $1,250 daily loss limit
- 100K accounts: $2,500 daily loss limit
- 150K accounts: $3,750 daily loss limit
S2F Sim Pro:
- 25K accounts: $500 daily loss limit
- 50K accounts: $1,000 daily loss limit
- 100K accounts: $2,000 daily loss limit
- 150K accounts: $3,000 daily loss limit
Elite Challenge:
- 25K accounts: $625 daily loss limit
- 50K accounts: $1,250 daily loss limit
- 100K accounts: $2,500 daily loss limit
- 150K accounts: $3,750 daily loss limit
Daily loss limits are calculated based on balance/equity - highest at EOD.
Maximum Total Loss
The maximum total loss (drawdown) varies by account size and type:
Instant Sim Funded:
- 25K accounts: $1,000 EOD trailing drawdown
- 50K accounts: $2,000 EOD trailing drawdown
- 100K accounts: $3,000 EOD trailing drawdown
- 150K accounts: $4,500 EOD trailing drawdown
S2F Sim Pro:
- 25K accounts: $1,000 intraday trailing drawdown
- 50K accounts: $1,625 intraday trailing drawdown
- 100K accounts: $3,250 intraday trailing drawdown
- 150K accounts: $4,500 intraday trailing drawdown
Elite Challenge:
- 25K accounts: $1,000 EOD trailing drawdown
- 50K accounts: $2,000 EOD trailing drawdown
- 100K accounts: $3,000 EOD trailing drawdown
- 150K accounts: $4,500 EOD trailing drawdown
Drawdown types vary: EOD trailing for Instant Sim Funded and Elite, intraday trailing for S2F Sim Pro.
Contract Size Limits
Top One Futures has maximum contract size limits:
Instant Sim Funded:
- 25K accounts: Minis: 1, Micros: 10
- 50K accounts: Minis: 4, Micros: 40
- 100K accounts: Minis: 8, Micros: 80
- 150K accounts: Minis: 12, Micros: 120
S2F Sim Pro:
- 25K accounts: Minis: 1, Micros: 10
- 50K accounts: Minis: 4, Micros: 40
- 100K accounts: Minis: 8, Micros: 80
- 150K accounts: Minis: 12, Micros: 120
Elite Challenge:
- 25K accounts: Minis: 1, Micros: 10
- 50K accounts: Minis: 4, Micros: 40
- 100K accounts: Minis: 8, Micros: 80
- 150K accounts: Minis: 12, Micros: 120
Contract limits vary by account size.
Minimum Trading Days
Minimum trading days vary by account type:
- Instant Sim Funded: No minimum trading days
- S2F Sim Pro: 10 minimum trading days
- Elite Challenge: No minimum trading days (or varies)
S2F Sim Pro requires 10 minimum trading days before payouts.
Stop Loss Requirements
Stop losses are NOT required on Top One Futures accounts:
- Traders are not required to place stop losses
- However, risk management is strongly encouraged
- The daily loss and drawdown limits serve as built-in risk management
Activation and Reset Fees
Top One Futures charges fees:
- Elite Challenge: Activation fee $149 (one-time fee upon passing evaluation)
- Reset fees: Vary by account size ($39-$119)
- Instant Sim Funded and S2F Sim Pro: No activation fees
Activation fees are charged when you pass the Elite Challenge evaluation.
Weekend and Overnight Holding
Weekend and overnight holding rules:
- Weekend holding: NOT permitted
- Overnight holding: Generally NOT permitted (all trades must be closed by end of day)
- Traders must close all positions before the end of the trading day
- This applies to all account types
Leverage
Top One Futures leverage is determined by the futures broker and trading platform:
Leverage Details:
- Leverage is inherent to futures contracts
- Leverage is determined by the broker and platform (ProjectX, Quantower)
- Futures contracts typically have high leverage (often 1:10 to 1:20 or more)
- Leverage varies by contract type and broker
- Maximum contracts vary by account size (see contract size limits)
Important Considerations:
- Leverage is determined by the broker and platform
- Futures contracts have inherent leverage
- Higher leverage requires careful risk management, especially with daily loss limits and trailing drawdown
- Contract size limits help manage leverage exposure
Payout Policy
Fee Refund
Fee refund policies vary by account type:
- Elite Challenge: Monthly fees apply (ranging from $69 for 25K to $299 for 150K)
- Instant Sim Funded and S2F Sim Pro: One-time fees
- Check your specific plan details for refund information
- Activation fees ($149) are charged when you pass the Elite Challenge evaluation
Profit Split
Top One Futures offers an excellent profit split structure:
- First $20,000: 100% profit split
- After $20,000: 90% profit split
- This applies to all account types
This is one of the best profit split structures in the industry, with 100% on the first $20,000.
Payout Methods
Top One Futures offers multiple payout methods:
- Bank Transfer / Wire Transfer - Direct bank transfer
- Crypto / USDT - Cryptocurrency payments
- Riseworks - Payment platform
Multiple payment options provide flexibility for traders worldwide.
Payout Frequency
Top One Futures offers flexible payout schedules:
- Standard: Every 10 days (for Instant Sim Funded and Elite Challenge)
- On-Demand: Available as an add-on option
- Alternative: Every 14 days if 2% profit is achieved, or payouts hit accounts every Friday
- Minimum withdrawal: 1% available
- S2F Sim Pro: 10 days or on-demand (add-on)
Flexible payout options provide traders with control over when they receive profits.
Payout Requirements
Payout requirements for Top One Futures accounts:
- Every 10 days (standard) or on-demand (add-on)
- Must maintain account within daily loss and drawdown limits
- Profit split: 100% on first $20,000, then 90%
- Minimum withdrawal: 1% available
Flexible payout requirements allow traders to request payouts when ready.
Restricted Countries
- Afghanistan
- Albania
- Algeria
- Angola
- Antarctica
- Armenia
- Azerbaijan
- Bahamas
- Barbados
- Belarus
- Bosnia and Herzegovina
- Botswana
- Burkina Faso
- Burundi
- Cambodia
- Central African Republic
- Chad
- Cote d'Ivoire (Ivory Coast)
- Crimea (Region of Ukraine)
- Cuba
- Democratic Republic of the Congo (Congo Free State)
- Djibouti
- Ecuador
- Ethiopia
- Ghana
- Guinea‑Bissau
- Iceland
- Indonesia
- Iran
- Iraq
- Jamaica
- Jordan
- Kazakhstan
- Kosovo
- Kuwait
- Laos
- Lebanon
- Lesotho
- Liberia
- Libya
- Macedonia
- Malawi
- Mauritius
- Mongolia
- Montenegro
- Morocco
- Myanmar (Burma)
- Nicaragua
- North Korea
- Pakistan
- Palestinian Territory
- Panama
- Papua New Guinea
- Philippines
- Russia
- Rwanda
- Sierra Leone
- Somalia
- South Sudan
- Sri Lanka
- Sudan
- Syria
- Tajikistan
- Timor‑Leste
- Trinidad and Tobago
- Tunisia
- Turkey
- Uganda
- Ukraine
- Venezuela
- Vietnam
- Yemen
- Zimbabwe